top of page

Chapter 7 Bankruptcy for $500
 
fast  - 24/7

prepared under the supervision and direction of a bankruptcy attorney
for Chapter 7 Bankruptcy, CT Bankruptcy, Connecticut Bankruptcy,. NY Bankruptcy, CO Bankruptcy, Bankruptcy, Cheap Bankruptcy, Low Cost Bankruptcy, Affordable Bankruptcy, Bankruptcy Attorney

Chapter 7 bankruptcy petitions for $500 under the supervision and direction of a CT bankruptcy attorney, CO Bankruptcy attorney or NY Bankruptcy attorney

We are your local solution for a Low Cost Bankruptcy, an affordable Chapter 7 Bankruptcy, a Cheap Chapter 7 Bankruptcy.  We are not a do it yourself bankruptcy that simply provides you with bankruptcy forms.

WHY USE US ?

 

Use us because an attorney represents you for supervision and direction of the preparation of the Bankruptcy Petition.  This is not a "do-it-yourself-and-try-to-figure-it-out" "forms package".

 

Chapter 7 Bankruptcy document preparation, under the supervision and direction of a bankruptcy Attorney, is all we do and we're efficient, fast, accurate and cost effective.

 

We prepare the appropriate forms for you ready to file.  This is not simply a "do it yourself" bankruptcy forms package.

 

The $500 fee includes initial online consultation with an attorney who supervises and directs the preparation of all of the required forms for your Chapter 7 filing.  Our fee is $400 and you'll pay the $100 fee directly to the supervising attorney when you sign your petition.

 

The Bankruptcy Court has a filing fee of $335, which is not included in the $500 fees paid to us. This filing fee may be waived or paid in installments depending on your financial situation. The Court evaluates and makes a decision on reduced or installment fees qhwn you file your petition with the Bankruptcy Court Clerk.

 

A $400 fee is payable to us when we start on your matter. It cannot be paid in installments. You can make a securely by clicking the "Buy Now" button at the bottom of this page.  This will take you to our secure PayPal payment page.  You DO NOT NEED TO HAVE A PAYPAL ACCOUNT and are NOT required to log in to PayPal, unless that is your preference.  Paying securely through PayPal provides protection against fraud.  Please read about this on PayPal if you wish. We accept most credit and debit cards as well as PayPal Credit.  We do not accept cash or money orders.

 

All work is supervised and directed by a bankruptcy attorney.  We are a Debt Relief Agency.

 

This site offers legal information, not legal advice.  We make every effort to ensure the accuracy of the information and to clearly explain your options.  However we do not provide legal advice - the application of the law to your individual circumstances. For legal advice, you should consult an attorney.

We usually have your Chapter 7 Petition to you for review in 1 or 2 working days from the time that we receive all of the information and documents from you.  The draft Petition is then sent to you for review.  There will usually be corrections and it's common for drafts to be sent to you for approval more than once.  Once you approve the draft, you'll sign the Petition and deliver it to the Bankruptcy Court Clerk.  Most clients complete the entire process in 7 working days or less, depending on the complexity of their case and number of creditors.

What is Chapter 7 ?

 

 

In Chapter 7 bankruptcy, the bankruptcy trustee cancels many (or all) of your debts. At the same time the trustee might also sell (liquidate) some of your property to repay your creditors. Chapter 7 bankruptcy, also called "straight" or "liquidation" bankruptcy, is so named because the law is contained in Chapter 7 of the federal Bankruptcy Code.

 

Filing for Chapter 7 bankruptcy puts into effect something called the "automatic stay." The automatic stay immediately stops most creditors from trying to collect what you owe them. So, at least temporarily, creditors cannot legally grab ("garnish") your wages, empty your bank account, go after your car, house, or other property, or cut off your utility service.

 

Chapter 7 Bankruptcy allows individuals to protect a substantial amount of equity while eliminating debt. With this form of bankruptcy, also known as "Liquidation Bankruptcy", our clients can retain the following equity:

 

IN CONNECTICUT:

 

  • Residence (Homestead) $75,000 or if the case is filed jointly, it's $150,000

 

  • Vehicles: $3,500

 

This is the quickest and simplest form of bankruptcy.

 

Chapter 13 Bankruptcy allows individuals with a reliable income to repay most or all of their debt. Also known as "Wage Earner Bankruptcy", this form of bankruptcy gives individuals the chance to rehabilitate credit.

 

  • Clients pay a monthly fee to a trustee, who then distributes the funds to their creditors

 

  • Clients complete plans that range from 36 to 60 months, depending upon the reason for filing

 

Those who file Chapter 13 Bankruptcy are entitled to all of the Chapter 7 exemptions, but are also allowed to keep the non-exempt property that might be excluded in a Chapter 7 Bankruptcy

 

An attorney with bankruptcy expertise should be consulted regarding these issues and the above is not to be construed as "legal advice".

 

More detailed information on these topics can be found in our FAQ (on the menu)

Services

 

 

Depending upon the number of creditors you have, complexity of your case and how soon you get complete documentation to us, we can usually have your papers ready to file in 7 business days.

 

If your case is complex, we may recommend that you meet with one of our bankruptcy attorneys and consider a deeper level of representation which will increase he cost of the service.


Please do not construe this as "legal advice"  as we cannot provide legal advice and only an attorney can provide legal advice

 

Our work is supervised and directed by a licensed bankruptcy attorney.  The information you provide to us is secure and confidential.

 

"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."

PayPal ButtonPayPal Button

The Chapter 7 Center LLC

A Debt Relief Agency

 

Chapter7Center@gmail.com

 

You can get started 24/7

 

Is this legal advice?


This site offers legal information, not legal advice.  We make every effort to ensure the accuracy of the information and to clearly explain your options.  However we do not provide legal advice - the application of the law to your individual circumstances. For legal advice, you should consult an attorney.
 

Chapter 11 or 13?

 

 

Chapter 11 is a chapter of Title 11 of the United States Bankruptcy Code, which permits reorganization under the bankruptcy laws of the United States. Chapter 11 bankruptcy is available to every business, whether organized as a corporation, partnership or sole proprietorship, and to individuals, although it is most prominently used by corporate entities.] In contrast, Chapter 7 governs the process of a liquidation bankruptcy (although liquidation can go under this chapter), while Chapter 13 provides a reorganization process for the majority of private individuals.

 

Chapter 13 of the United States Bankruptcy Code, which is codified under Title 11 of the United States Code, sets forth the statutes governing the various types of relief for bankruptcy in the United States, provides an individual the opportunity to propose a plan of financial reorganization to reorganize their financial affairs while under the protection of the bankruptcy court. The purpose of chapter 13 is to enable an individual with a regular source of income to propose a chapter 13 plan that provides for their various classes of creditors. Under chapter 13, the Bankruptcy Court has the power to approve a chapter 13 plan without the approval of creditors as long as it meets the statutory requirements under chapter 13. Chapter 13 plans are usually three to five years in length and may not exceed five years. Chapter 13 is in contrast to the purpose of Chapter 7, which does not provide for a plan of reorganization, but provides for the discharge of dischargeable debt and the liquidation of non-exempt property. A Chapter 13 plan may be looked at as a form of debt consolidation, but a Chapter 13 allows a person to achieve much more than simply consolidating his unsecured debt such as credit cards and personal loans  A chapter 13 plan may provide for the three general categories of debt: priority claims, secured claims, priority unsecured claims, and general unsecured claims. Chapter 13 plans are often used to cure arrearages on a mortgage, avoid "underwater" junior mortgages or other liens, pay back taxes over time, or partially repay general unsecured debt. In recent years, some bankruptcy courts have allowed Chapter 13 to be used as a platform to expedite a mortgage modification application.

 

We can refer you to one of our attorneys for a free initial consultation on Chapter 11 or 13 matters.

 

 

for Chapter 7 Bankruptcy, CT Bankruptcy, Connecticut Bankruptcy,. NY Bankruptcy, CO Bankruptcy, Bankruptcy, Cheap Bankruptcy, Low Cost Bankruptcy, Affordable Bankruptcy, Bankruptcy Attorney We are not a do it yourself provider of bankruptcy forms
You are not on your own with some do it yourself bankruptcy forms package.  You provide us with your information which is reviewed by the local licensed bankruptcy attorney that is supervising your preparation of the Chapter 7 Bankruptcy Petition.  We resolve any questions or issues with you before final preparation. Then you meet with the attorney to review the Petition and sign it for filing with the Bankruptcy Court.

You can send us a message through the form below

Name *

Email *

Phone *

Subject

Message

Thanks! Message sent.

bottom of page