What Debt Collectors can and cannot do

Debt collectors cannot contact you at an unusual time or place They cannot call you before 8 am or after 9 pm They cannot call you at work if you told them not to If you have an attorney, the debt collectors are not supposed to call you either Debt Collectors are not supposed to call you multiple times every day Debt Collectors CANNOT Call Your CELL PHONE when expressly told not to Threats are not allowed – some debt collector s will threaten you with jail time, arrest or even violence- this is illegal Debt collectors cannot lie to you- for example – they cannot tell you they are going to file a lawsuit when they really can’t

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